ATTENTION:       IMA Nashville Chapter Members

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Happy Mentoring Young Professionals!

 How many of you feel like you have a good work/life balance? Do you feel your employer pushes you to take care of your body? Your health? Your mind? Or do you feel drained by your work? Lacking energy when you get home. Too tired to even cook a healthy meal for dinner.

 Finding a balance between work and life is something I used to struggle with but am fortunate to say that is something of the past. Part of my struggle was I had trouble saying NO!

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Happy Mentoring Young Professionals!

I would like to share with you the following quote I read last night by Robert Brault, “Why try to explain miracles to your kids when you can just have them plant a garden?”

This quote touched home with me for many reasons. One reason which immediately came to mind was I recently spoke with a Director of a school in the Chicagoland area & during our conversation I was informed their students, I believe 7th and 8th graders, harvest a garden down the street from the school. The students prepare meals with the food they grow and sell the meals for a profit & donate their profits to charity. I was amazed when I heard this. Children are literally being taught:

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    The New Jersey Technology Council July 2014 issue of Tech News has included an article written by me on How to Grow a Virtual Technology Company.  This, in my opinion, will be the dominant form of IT Knowledge Sharing company of the future.  Check it out at your convenience, Page 10-12.

    I have joined a start up provider of Virtual Desktop and Server Virtualization to the NYC Metro Region's Small and Medium sized businesses. Most larger companies have long enjoyed the server virtualization. Millions of enterprise users already experience desktop virtualization.TetherView ( is now providing these enterprise grade solutions to smaller companies. A huge market regionally, over 300,000 small companies, with over 4 million PC users. 40% still using Windows XP, less than 2% using Virtual Desktops now.Building from zero.

    Locally good news, my brother has finally moved back to his home (July 5). His family had been out of their home since Superstorm Sandy. Much of the shore area here is still not back to normal (just like his dock). But thank heavens he and is family are now back home.

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    Hey friends im here today to share a FACEBOOK PAGE where CMA is every thing I mean this page got lots of Information on CMA, Videos related cma and Some lectures on CMA by my CMA coach Asif Hanif.

    Link below
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    Happy Monday Young Professionals!

    Last week we kicked off our Mentoring Mondays blog. A blog dedicated to helping others!

    When we think about helping others, sometimes our fears get in the way of us actually helping.

    Thoughts such as,

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    How do you tell a story when its climax is yet to unfold?

    It’s a question I was tempted to ask Sir Angel, my mentor – but better decided not to. After all, I've already said “sure” to the task, hadn't I?

    So here I am. After passing hours of thoughts adrift and heaving sighs I lost count on, let me share to you my CMA journey…

    It was the in-between of finals week and graduation when I was formally introduced to the path of becoming a CMA.  Though snippets about a certification for management accountants had been going around before, it was too short-lived to turn “interests” into actual “commitments”. On top of that, my mind is already preoccupied on planning that out-of-the-country vacation I have been saving for so long. Singapore, Hong Kong, Cambodia, Thailand, Malaysia were in fact among the places pinned; and setting foot on the land of Wiley, Gleim or Hock is absolutely far off the grid.

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    CMA has a higher passing score percentage 72% if compared with other professional bodies like ACCA which has 50% passing score, so some people asked me about why the CMA exam has higher percentage even from ACCA.Many of these people said for a regular student who takes 60 to 70% in ACCA can not pass the exam but it's not true as these two don't have any kind of comparison, both
    have different exam style or format. 
    CMA does require Hard work but if put it on the right direction i mean not just study the text but also doing lots of question and Mock exam is very important because it builds stamina for the real exam and also perform as exam rehearsal.
    So kick it up & Best of luck for your exam ahead.
    Best regards,
    Waqar Akmal
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    Do you complete a budget simply because it is supposed to be done?  Or perhaps you aren’t doing one at all.  Chances are you aren’t utilizing your budget to its full potential. Here are a few ways can utilize your budget once completed.

    Controlling expenses:

    This is the most common use of the budget. You can use this to limit overages for spending or to let you know if the income is there to support the proposed expense. Budgeting is an ongoing process, not something you do once and set on the shelf. Unforeseen circumstances do come up but a budget is a tool to help you manage the risk of overspending.

    Projecting cash flow:

    Budgeting is not just about projecting income and loss. If you do not complete a balance sheet and a statement of cash flows with your budget, then your budgeting process is incomplete and you are missing out on vital details. Budgeting can tell you if you will need a line of credit and how long you will need it. Budgeting can also help you decide if you can afford the new equipment you have been investigating. A budget is a great “what if” tool.


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    Good Day Young Professionals!

    It is my pleasure to kick off our blog with Mentoring Mondays!

    A question I would like to ask is "Who can be a mentor?" The answer = ANYONE!

    Great! So if you are reading this, know you can mentor someone.


    By being a dedicated professional who seeks to improve the quality of not just their life but the lives of the individuals inside & outside their communities. 

    It is up to us as mentors to be leaders & to be of service to our communities. To not just think, "What's in this for me?" 

    But rather think: 

    • "How does this serve the greater good?"
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    Don't miss this event. 20 CPE for $259...check out the website for registration and program details.  Conveniently being held in Westford, MA
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    In a recent mentoring session, a mentee asked me to as her some questions so she could practice for an upcoming job interview.  This was a promotion within her current organization, so one of the sets of questions I asked was:

            In your own words, what is the mission of your organization?  How will you contribute to the mission in this new role?

    My mentee could articulate the organizational mission, but she struggled with the second half of the question.  As we discussed it further, I realized she didn't understand the bigger picture of how her new position (or even her current position) directly contributed to the organization's mission.  Even more tragically, she did not understand how critically important her individual and unit contributions were to the organization's mission.  

    Sadly, a lot of employees don't understand how their "piece of the puzzle" fits into the organization mission.  That's partly why I asked her those questions. Going into that interview she needs to understand how her desired position contributes to the mission and be able to confidently state how her skills and abilities will enable her to sucessfully fulfill that role.

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    This is the third in a three-part series on how performance management software solutions are evolving to help finance organizations capitalize on the transformational forces of Big Data and Analytics, Cloud, Mobility and Social Business to deliver better business outcomes.

    Optimize operating models through Cloud


    Flexible deployment options for Software as a Service (SaaS) or on the Cloud allow fixed costs to be translated into variable cost.  Software and system upgrades should be provided by vendors to deliver maximum uptime and availability.  As a result, companies can optimize their operating models for greater flexibility, speed and cost structure.

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    Hello everyone,

    I hope you are enjoying being a member of the IMA. This is to encourage everyone of you to start a discussion about useful topics such as exam experience, best ways to prepare for the exam also some technical questions can be discussed. It could be a bit difficult to start a certain topic but all what we need is someone who is willing to pull the trigger and throw an interesting topic. After that participation would be a matter of time. Cheers! 
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    Truly, the best things come when you least expect them to. My journey to CMA is really an unpremeditated and an unexpected one, but I cannot repudiate for a second that becoming the first SPCian to pass the Certified Management Accountant Examinations is one of the momentous and the most remarkable I have ever accomplished.

    My voyage started when God sent an Angel in disguise granting me a scholarship for the CMA Program last December. It was an early Christmas gift from Him. At first I thought it was a hoax, but soon I realized that it was not, thus I grabbed it immediately.

    Pressure hovered all around my whole being because I did not want to fail Sir Angel, the Director of Insights Financial Review Services, who approved assistance for the course. I gathered straightaway all review materials I could use for the exams together with the resources Insights provided me. It was Christmas Seasons and on Christmas Day itself, I was supposed to relax and enjoy, but I chose to linger with my pen and calculator, and train for the battle with them. The same was the scenario during the New Year’s Day. January made me as busy as a bee; I ought to attend review classes in
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    As a Licensed Accountant and a Masters Degree holder, I kept searching for further challenges that will make me not only a better accountant but also an excellent decision maker. Criteria such as international certification, in-depth analysis, and competitive skills are the main factors which influenced me to explore the world of CMA, the Certified Management Accountant. This certification and further study challenged me to develop not only my scientific skills but more on my analytical ability to weigh each decision possibility and its effects.

    Moving to reach my goal and dream, I had come across Mr. Angel Secerio, Program Director, of the exclusively accredited CMA review provider in the Philippines, the Insights Financial Review Services. With Sir Angel and through Insights, I have come closer to my dreams to become a CMA professional in the world of work. Insights have pushed, shared and even accompanied me through my step by step registration, learning, and even processing my certification with IMA. Insights had been my close friend as I battle my difficult time management skills balancing my CMA study for the two part examination and of course my incumbent corporate
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    This is the second in a three-part series on how performance management software solutions are evolving to help finance organizations capitalize on the transformational forces of Big Data and Analytics, Cloud, Mobility and Social Business to deliver better business outcomes.

    Capitalize on Big Data and Analytics for competitive advantage

    Leading companies are capitalizing on Big Data and Analytics in five important areas.

    Big data is more diverse data. To deliver foresight, Finance must access more diverse data sources than the ledgers of the past – operational data on demand, customer, econometric, supply chain, R&D, risk, etc is the source of insight on drivers of performance and risk. Performance management solutions should help you automate data extractions from ledger systems and operational data sources through the use of data integration tools that your financial analysts can use. Support from IT should be limited to access provisioning of the data sources. Indeed, your financial analysts should be able to model the data and automate the extractions on their own.

    It’s all about business drivers.
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    Binary Tree ( is a Virtual Company, every employee works from home. Over 80 employees in 20+ different states and 5 different countries all collaborate in a very productive and profitable company. All contribute to the success of the company. Employees are surveyed annually, and needless to say employee morale and job satisfaction levels are in the top 2% of nation wide companies similarly surveyed. This model works Some companies require employee onsite attendance (manufacturing companies, warehouses, retail and restaurants, etc) and working from home may only be an option for a few employees. (Sales, accounting, marketing folks may work remotely part of the time, at least). Many knowledge companies (IT, software services, etc) can be completely built around the Virtual Company model, and actually work better that way.
    Think of the time saved by not commuting, think of the energy saved, think of the office rent and overhead saved. Compared to the average commute in New Jersey, employees are saving over 4 hours of time per week and over 400 gallons of gasoline (not to mention tolls or mass transit costs, wear and tear on autos, etc) each by working from home. Think about the ability to recruit the best talent anywhere, not just around the physical office location.
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    An emergency in which one is short on money is one of the worst feelings in the world. It make a person feel out of control, helpless, and doomed. One solution that millions of people go to every year is using payday loans to get some extra cash to survive. A payday loan is an unsecured, short term loan.

    The loan is then repaid on the borrower's next payday with a little bit of interest or a fee. While this is an incredibly convenient and sometimes imperative way to get some cash fast, one must be responsible when using this service. I spoke to SGE Loans who have many years experience in the short term loan and with ethical business practices have helped people use them in a responsible way they had many great pieces of advice to pass on to prospective borrowers. 

    Is it Necessary?

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