CMA Study Group

  • 1.  MACRS Question

    Posted 07-25-2013 09:29 AM
    This message has been cross posted to the following Discussions: CMA Study Group and Answer Exchange P2P Support .
    -------------------------------------------
    Hello 

    Please help me solving the question in attachment it would be great. Plus, i understand, that in Capital Budgeting questions which involve MACRS, we will follow it but in this question and few others i noticed that Question says: the Rates for 3 year are below and they give rates for 4 years like below and as in question, so what does it means. 

    Year  Rate
    1 33.33%
    2 44.45%
    3 14.81%
    4   7.41%


    -------------------------------------------
    Muzahir Agha 
    Dubai.
    -------------------------------------------



  • 2.  RE:MACRS Question

    Posted 07-27-2013 03:43 PM
    Muzahir ... (Is this what you were asking me?)

    The table shown is actually not 4 years, but 3 years in total. The Year 1 depreciation corresponds to ½ year's depreciation rate, Years 2 and 3 are full year's depreciation, while Year 4 accounts for the remaining ½ year's depreciation for a total of 3 years. This is called the half-year convention under the U.S. tax laws which require that a part of the first year's depreciation be recognized in the year of acquisition, while a portion of the last year's depreciation be taken up in the terminal year of the capital asset.

    Here is the mathematical derivation of the rates:

    Year 1:  33.33% {[(1/ 3) X 2] X ½}
    Year 2:  44.44% {[(100% - 33.33%)/3] X 2}
    Year 3:  14.81% {[(100% - 33.33% - 44.44%)/3] X 2}
    Year 4:  7.41% (100% - 33.33% - 44.44% - 14.81%) 

    The answer to the Kratz problem rounded to the nearest thousands is choice C, $283,000.

    Fred Kratz Problem
    NPV of Depreciation Tax Shield
                40%     Rate 20%             NPV
    Year     Cost   MACRS Depreciation    Tax Shield        PV Rate    Tax Shield
    1 1,000,000 33.33% 333,300 133,320          0.8333 111,100
    2 1,000,000 44.44% 444,400 177,760          0.6944 123,444
    3 1,000,000 14.81% 148,100 59,240          0.5787 34,282
    4 1,000,000 7.41% 74,100 29,640          0.4823 14,294
    NPV of Depreciation Tax Shield 283,121


    -------------------------------------------
    Angel Secerio CMA, CPA
    Director/Manager
    Insights Financial Review Services Inc
    Makati City
    Philippines
    -------------------------------------------








  • 3.  RE:MACRS Question

    Posted 07-28-2013 02:59 AM
    Dear Angel

    Thanks for reply, this is the question for which i sent you a message, but the link didn't worked. 

    So one thing is clear, that to solve the question we will work on the 4 years percentages given in question.

    Secondly how these percentages are calculated, this seems to be interesting, as a regular 3 year plan it should be 

    year %age
    1 33.33%
    2 33.33%
    3 33.34%

    But as per your explanation, i understood for First year it is the same which is as a normal situation. But rest of the 3 years calculation i didn't understand. Although it's half year convention, but in reality it's not equally distributed. it could have been as per my assumption

    1 16.66%
    2 33.34%
    3 33.34%
    4 16.66% 

    Thanks and Regards for you feedback.

    -------------------------------------------
    Muzahir Agha

    -------------------------------------------








  • 4.  RE:MACRS Question

    Posted 07-28-2013 10:07 AM
    Muzahir,

    The MACRS depreciation method is actually double-declining balance (DDB) method, and that's what I have shown in how the MACRS rates have been derived from. The "1/3 X 2" depreciation rate, or simply 2/3, is to be applied against the previous period's written down value. If you follow the formula I have shown you will note that the year's depreciation is WDV X 2/3.

    What you have assumed and showed in your recent post is you have followed the straight line method. 


    -------------------------------------------
    Angel Secerio CMA, CPA
    Director/Manager
    Insights Financial Review Services Inc
    Makati City
    Philippines
    -------------------------------------------








  • 5.  RE: MACRS Question

    Posted 07-30-2013 01:29 AM
    Thanks Angel for your help. On Sun, Jul 28, 2013 at 6:07 PM, Angel Secerio wrote: > > Muzahir, > > The MACRS depreciation method is actually double-declining balance (DDB) > method, and that's what I have shown in how the MACRS rates have been > derived from. The "1/3 X 2" depreciation rate, or simply 2/3, is to be > applied against the previous period's written down value. If you follow the > formula I have shown you will note that the year's depreciation is WDV X > 2/3. > > What you have assumed and showed in your recent post is you have followed > the straight line method. > > > ------------------------------------------- > Angel Secerio CMA, CPA > Director/Manager > Insights Financial Review Services Inc > Makati City > Philippines > ------------------------------------------- > > > > > > ------------------------------------------- > Original Message: > Sent: 07-28-2013 02:58 AM > From: Muzahir Agha > Subject: MACRS Question > > Dear Angel > > Thanks for reply, this is the question for which i sent you a message, > but the link didn't worked. > > So one thing is clear, that to solve the question we will work on the 4 > years percentages given in question. > > Secondly how these percentages are calculated, this seems to be > interesting, as a regular 3 year plan it should be > > year %age > 1 33.33% > 2 33.33% > 3 33.34% > > But as per your explanation, i understood for First year it is the same > which is as a normal situation. But rest of the 3 years calculation i > didn't understand. Although it's half year convention, but in reality it's > not equally distributed. it could have been as per my assumption > > 1 16.66% > 2 33.34% > 3 33.34% > 4 16.66% > > Thanks and Regards for you feedback. > > ------------------------------------------- > Muzahir Agha > > ------------------------------------------- > > > > > > ------------------------------------------- > Original Message: > Sent: 07-27-2013 03:42 PM > From: Angel Secerio > Subject: MACRS Question > > Muzahir ... (Is this what you were asking me?) > > The table shown is actually not 4 years, but 3 years in total. The Year 1 > depreciation corresponds to ½ year's depreciation rate, Years 2 and 3 are > full year's depreciation, while Year 4 accounts for the remaining ½ year's > depreciation for a total of 3 years. This is called the half-year > convention under the U.S. tax laws which require that a part of the first > year's depreciation be recognized in the year of acquisition, while a > portion of the last year's depreciation be taken up in the terminal year of > the capital asset. > > Here is the mathematical derivation of the rates: > > Year 1: 33.33% {[(1/ 3) X 2] X ½} > Year 2: 44.44% {[(100% - 33.33%)/3] X 2} > Year 3: 14.81% {[(100% - 33.33% - 44.44%)/3] X 2} > Year 4: 7.41% (100% - 33.33% - 44.44% - 14.81%) > > The answer to the Kratz problem rounded to the nearest thousands is > choice C, $283,000. > > Fred Kratz Problem > > NPV of Depreciation Tax Shield > > > 40% Rate 20% > NPV Year > Cost MACRS Depreciation Tax > Shield PV Rate Tax Shield > 1 1,000,000 33.33% > 333,300 133,320 0.8333 111,100 > 2 1,000,000 44.44% > 444,400 177,760 0.6944 > 123,444 > 3 1,000,000 14.81% > 148,100 59,240 0.5787 34,282 > 4 1,000,000 7.41% > 74,100 29,640 0.4823 > 14,294 > NPV > of Depreciation Tax Shield 283,121 > > ------------------------------------------- > Angel Secerio CMA, CPA > Director/Manager > Insights Financial Review Services Inc > Makati City > Philippines > ------------------------------------------- > > > > > > ------------------------------------------- > Original Message: > Sent: 07-25-2013 09:29 AM > From: Muzahir Agha > Subject: MACRS Question > > This message has been cross posted to the following Discussions: CMA > Study Group and Answer Exchange P2P Support . > ------------------------------------------- > Hello > > Please help me solving the question in attachment it would be great. > Plus, i understand, that in Capital Budgeting questions which involve > MACRS, we will follow it but in this question and few others i noticed that > Question says: the Rates for 3 year are below and they give rates for 4 > years like below and as in question, so what does it means. > > Year Rate > 1 33.33% > 2 44.45% > 3 14.81% > 4 7.41% > > > ------------------------------------------- > Muzahir Agha > Dubai. > ------------------------------------------- > > > > > > > > > > > > > > > > > > [Non-text portions of this message have been removed] > > >